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Financial inclusion Business of
government |
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Weather risks to
agriculture
Knowing a vowel for
clear spoken English
CINEMA:
NEW Releases Serious issue, less
focus A man of action
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Business of government Punjab seems to be the ideal destination for real-estate developers. If an entrepreneur can somehow impress the state government enough, he can first expect help in land acquisition to consolidate his purchases. An investor runs a huge risk in buying land without the surety that the government would allow the change of land use (CLU). The risks in Punjab, however, don't seem to be as high, as not only does the government give the CLU but also chips in with the fee for the purpose in case the investor does not have the funds. Not just that, even the development licence fee and the external development charges for the land. That practically means anyone with land, but empty pockets, can just walk up to the government, have his land developed at no cost to him, and walk away with ready-to-sell plots. The only catch is that it's not exactly 'everyone' that gets the benefit. Nor are applications invited publicly for the favour. A few selected companies that have the cheek to ask for the help get it. The impromptu approval given by the Punjab Cabinet to a plan for PUDA to arrange 'loans' for the developers to enable them to pay the various fees brings into question the intention, morals, and legality of the chain of actions. The developers will mortgage land to PUDA to get the finance. It is hard to see how in theory they will repay the loans when they can't even pay the fees. Unless they sell their land to final users the developers can't raise money. But the land is mortgaged to PUDA. PUDA, which is already mortgaging or selling its own properties to raise cash for the government, has no justification to bail out purely commercial interests. More so when some of the firms it intends to help are already under huge debt and have been refused loans by banks. The government needs to explain what public purpose will be served by this action and how it chose the developers it has decided to help. |
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Nothing makes one feel so strong as a call for help. — Pope Paul VI |
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The Mysore horse British subjects in Germany |
Weather risks to agriculture
Farm
business suffers from acute risks and uncertainties, both at the level of production and in the market. So far all efforts made to mitigate the effect of adverse weather and minimise market risks have succeeded partially only. On market risks and uncertainties, the minimum support price (MSP) in conjunction with procurement by the government, as a buyer of last resort in the market, is quite an effective tool that introduces a fair level of certainty. Yet the procurement system worked effectively for wheat and rice as well as to some extent for cotton only. There has been virtually no procurement in place for other commodities. Therefore, for the rest of about two dozen agricultural commodities, for which MSPs are regularly announced, market prices have been always ruling above their MSPs. This indicates that unless the MSP of an agricultural commodity is fixed above the ruling market price, there would be no procurement and the government would not need to put the procurement system in place. Once the procurement is made, the public distribution system has also to be developed. This is the reason the government has been shying away from the market for agricultural commodities other than the food grains by keeping the MSPs lower than the ruling market rates. This comes handy for avoiding the trouble to the administrative system. This has adversely affected the efforts on diversifying the production system to substitute alternative crops for wheat and rice. On the production side the Union government has made several attempts through agricultural insurance schemes. The initial attempts turned out to be a failure and claims of over Rs 1600 crore far exceeded the premium realised. Gujarat alone claimed more than Rs 790 crore for just one crop. The scheme had to be scrapped the same year. Again, a comprehensive crop insurance scheme was introduced in 1997-98 covering even small and marginal farmers. With highly subsidised premium, claims exceeded more than twelve times. The scheme had to be discontinued the same year. Thereafter an experimental insurance scheme and then a farm income insurance scheme were introduced, but both failed and had to be scrapped. The Government of Andhra Pradesh implemented the Modified National Agricultural Insurance Scheme (MNAIS) in three districts on a pilot basis from the 2012-13 rabi season for mango, banana and cashew nut plantations. The scheme was compulsory for all the loanee farmers and voluntary for non-loanee farmers. Here the focus was on plantation crops, which carry lower risk on account of weather variations. The world over, nowhere agricultural insurance is self-sustaining. In America the government subsidises two-third of the premium. It costs the government $9 billion a year. Additionally, the 19 private agricultural insurance companies are paid $1.3 billion with the government being reinsurer. Under the new insurance bill additional $3.3 to 5 billion is expected to be the budgetary cost to the government. It amounts to government absorbing all the production risks of the agriculture sector through private insurers. Pakistan has also launched a crop insurance scheme through charging 2 per cent extra on the rate of interest charged from farmers. The scheme is available to the loanee farmers only. The scheme compensates 50 to 70 per cent of the loss suffered by the insured farmers. Further this insurance will also cover life insurance for the farmer carrying a compensation of Pakistani rupees 5 lakh. This, inter alia, encourages farmers to go in for institutional credit rather than availing loans from the informal sector. The results will be watched with interest. Then there is also a success story in India. In 2002, Agricultural Insurance Company of India was set up under the Companies Act which by now has covered 23 states and two Union Territories. The company proved wonderful success and by 2012-13 covered 2.5 crore farmers. Since its inception in 2003-04, the company has been in profit. In 2011-12 the company made a net profit of Rs 502 crore and in 2012-13 Rs.348 crore. The premium collected increased from Rs 455 crore in 2004-05 to Rs 3,297 crore in 2012-13 and claims settled increased from some Rs.277 crore to Rs. 3,297 crore over this period. All this when nine private companies share the market. This indicates that if implemented diligently, agricultural insurance is not a losing business and can be expanded profitably, benefiting farmers substantially as well as eliminating the need for making budgetary provisions for helping the famers in times of crop failures. However, so far the emphasis of insurance has remained on plantation crops, which are much less prone to weather risks and crop failures. It is only recently that weather-based crop insurance has been introduced for wheat, which will test the viability of the scheme. It is only the insurance of general crops, including wheat, rice and vegetables, that can substantially benefit farmers in the north-western states, which as yet has not been fully tested. Although for wheat an insurance protocol has been developed based on weather and crop vigour parameters, yet such protocols have to be developed for other crops, including rice and vegetables, particularly where the agricultural commodities suffer more from weather risks and market uncertainties. In case of perishable and semi-perishable commodities it is nearly impossible to fix minimum support prices because purchased commodities cannot be stored for long over crop periods. A viable alternative is crop insurance that will introduce certainty in the production system to a considerable extent. For Punjab, Haryana and western U.P. as well as in other areas where irrigation facilities are available, there have to be different protocols of parameters of weather uncertainties and droughts in terms of costs involved. Here the yields are not allowed to suffer through the application of extra irrigation water to crops. Often the yield rather increases due to abundant sunshine that promotes better photosynthesis. All this results in huge extra financial costs and the depletion of scarce production resources, especially underground water. Crop insurance is the dire need of these areas, yet protocols have to be developed differently based on appropriate weather, crop vigour and cost parameters in order to effectively benefit farmers in these irrigated areas. |
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Knowing a vowel for clear spoken English “Of village: it is not called so because its inhabitants are of higher age on average; in fact, there is no connection between the words “village” and “age” whatsoever.” — Jakub Marian Not
just semantically, there is no correlation between “village” and “age” in pronunciation either. Yet many users of English provide full articulation value to vowel letters in words which otherwise represent short and weak vowel sounds. There exists well-marked inconsistency between the spelling and the sound system in English, particularly concerning its vowels. For instance, not one but a variety of vowel letters and their sequences produce the vowel sound <I>, as heard in “pin”. Some illustrations follow: 1. Each MP will develop a model village. It is common to hear the sequence “age” in “village” pronounced as “age” with full vowel quality given to the letter “a”. But “a” actually produces the short and usually weak vowel sound <I> in “village”. Similarly, the second “a” in “baggage” and “adage” also gives us the vowel sound <I>. In “knowledge”, the first “e” is heard as <I>. Incidentally, the letters “k, w, d” and the last “e” are silent in “knowledge. Sometimes sequences of vowel letters produce <I>. In “mileage”, the sequence “ea” and in “carriage”, the sequence “ia” are heard as <I>. 2. Quality education is a necessity for women as well. Often mispronounced, “women” has two syllables: “wo-men”. In its correct version, the vowel letters “o” in “wo” and “e” in “men” are heard as the short <I>. The word is pronounced as <wImIn> though not spelt so. A word mispronounced by an act of omission is “extempore”. The last “e” does have a sound value, heard as an <I>, just a wee bit longer. The “o” is heard as the “u” in “focus”. (Reference for syllable: The Tribune, 22 February 2014, Page 12). 3. An authentic Persian carpet is supposed to be hand-knotted. The “e” in “pet” of “carpet” is pronounced as <I> but many learners mispronounce it as <pate> or <pet>. “Carpet” has two syllables: car-pet. English is not a syllable-timed language. Therefore, its words are not pronounced syllable by syllable. In “carpet”, the first syllable “car” receives emphasis and is heard as the louder and longer syllable, whereas <pIt> is heard as a shorter and softer syllable. “Basket” and “pocket” observe the same rule. 4. Captain Harry Singh is better known as a surfer. Vowel reduction or weakening of vowels in one of the two syllables in a two syllable word is a common feature of English. Yet it is usual to find many learners articulate “tain”, the second syllable of “cap-tain”, in as audible a manner as the syllable “cap”. The syllable “tain” with the sequence “ai” is heard as <tIn>. However, it is important to remember that other than the vowel sound <I>, the single letters and the sequences of letters discussed above produce a variety of vowel sounds. Acquaintance with all the vowel sounds and how they function is a step forward to clearer spoken English. |
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CINEMA: NEW Releases Conmen and the games they play… now what could be more exciting and engaging? Even if you have missed the promos, the name Natwarlal should be a dead giveaway. Actually, the film zeroes down on its subject from the word go. The start is interesting. Here is Raja (Emraan Hashmi) flipping cards and swindling unsuspecting men with ample support from his partner-in-cheating Raghav. Depak Tijori in this short but key cameo is seen on the silver screen after a hiatus. Together they seem to be having a good time, eating free lunches and even donating their ill-gotten money only to realise too soon there are no free lunches in life. The problem with these smooth operatives is Raja has a distraction, you bet of the romantic variant. His lady love is Zia (Humaima Malick imported all the way from Pakistan for reasons that are best left unexplained). Now since she works in a dance bar he has to get her out of the morass. And that explains why he wants to become rich overnight. Expectedly, his ambition lands him and Raghav in deep trouble and close to a faceoff with the bad rich guy Vardha Yadav (Kay Kay Menon) based in Cape Town. Enter Yogi (Paresh Rawal) the guru of all con games who is now a recluse, but he agrees to guide Raja to avenge himself. Now you expect the film to turn a new leaf (read perkier).
Alas, Raja Natwarlal's thrilling quotient ebbs and rises like an oscillating wave that holds your attention alright but not in a vice-like grip. Despite several twists and turns, some predictable, some refreshing, the energy keeps sagging and picks up only intermittently every now and then. Rest of the time, it's lost in the din of songs, three coming almost ten minutes into the film. The racy pace so essential for a film of this genre is marred by other unwanted elements. Of course, not all is completely lost. What is both good and bad is that the best is reserved for the last. The anti-climax does cover up for several gaffes, but then few scenes can't tie up the loose ends or transport the film on to another level. Had the narrative cut the flab and done away with the overdose of songs and unnecessary kissing scenes, it would have served the cause of the film and (in)famous serial kisser far better. Emraan, by the way, is adequately competent. Yet what pains is the two talented actors Paresh Rawal and Kay Kay Menon are never given enough room to make a mark. No wonder despite their heavyweight presence, for most parts the film remains flaccid and packs a punch only in the climax. In the grand finale, it almost captures the spirit of Hollywood con capers. The twist in the tale not only brings a smile but even a grudging admiration for the con team. Admiration for the director too would have notched many scales only if he had got his act together from the beginning. Minus the excess baggage, his story of con artists would have made for a fascinating watch. As a mish-mash of many things, some heart-of-gold moments too it leaves you a trifle dissatisfied if not outright conned. Still, if you are not too demanding of your cinema it can certainly figure on your watchable meter. |
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Serious issue, less focus This may not be a powerful film, but it certainly has engaging moments. The main story is about Kashmir and extra-judicial killings by the Special Task Force deployed to counter militancy in the Valley. The film is about three youngsters in their mid-twenties, who are looking for probable sights to shoot a documentary and end up as suspected militants, captured for interrogation by the STF. Since Identity cards are essential while travelling within Kashmir, this story has one of the characters, a sloppy journalist hoping to prove a point, Naazia Siddiqui (Tia Bajpai), losing it in a road-block scuffle and thereby becoming party to the interrogation by the STF SP Samuel (Vipin Sharma) and his three sub-ordinates Dogra (Prashantt Kumar), Ghulam Nabi (Saurab Shukla) and Hakim Din (Brijendra Kala). The other two captives are Naazia's Facebook acquaintance-turned-friend Ajay (Furqan Merchant) and her guide, Raju(Shoib Kazmi).
The drama is basically played out in an independent home-jail where the STF are stationed. While the captivity sequences are integral to the plot and quite realistic in nature, the personal gripes of the officers and their innumerable quirks end up being given a major chunk of the run-time. The tension is frittered away in this puerile attempt to fashion a quasi-comedy out of a serious issue. This uneven tone and petty meanderings into subjective areas dissolves the resonance that the story could have picked up given the human rights angle that it hoped to highlight. The screenplay is not cinematic enough and appears to have been written for theatre and then transformed in slap-dash fashion for the movie. And it shows in the narrative, especially in the manner in which the characters evolve. In their attempt to make the film non-controversial and emblematic rather than realistic, the filmmakers adopt a token approach in the character selection and this dilutes the effect of the story. That inability to face facts and tell them as they are makes the experience just a little suspect and disallows complete involvement. There are, of course, moments in the film designed to appeal to your sentiments; noble intentions no doubt but it does nothing to make the experience more endearing or interesting. Saurabh Shukla, Brijendra Kala and Vipin Sharma are excellent as always. Prashantt does a studied turn as one of the STF cops while Shoib Kazmi is bang-on as the guy who ends up as a potential militant undergoing torture at the hands of the STF. Tia Bajpai and Furqan are passable. The end credits though are the highlight of the film, providing a mini-history lesson on the Valley and its many conflicts since long. That, in fact, was the most interesting part of a film. |
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A man of action This one is a routine, familiar outing for Pierce Brosnan who reprises his role as a spy, albeit working for the CIA (not Her Majesty), forced out of retirement and licensed to get some vital information from a former girl-friend and save another woman from the assassin's bullet. The screenplay is adapted from one of Bill Granger's novels titled There are No Spies and takes the viewer through fast action. As Peter Devereaux (Brosnan), plays a former CIA agent with a nickname November Man that puts into perspective his legendary skills. He is also cool, suave and fast, so the dark secrets, shifting allegiances and unprecedented array of killers in hot pursuit do not faze him even for a bit. When the woman he once loved (and who secretly bore him a daughter) dies while spying in Moscow, he becomes the enemy of her killer-his old protégé David Mason (Luke Bracey), whose bosses at Langley ordered the hit. And behind the scenes there's one Russian in particular, corrupt former general Arkady Federov (Lazar Ristovski), who is on track to be the next Russian president and wants to erase anyone who knows about the atrocities he committed in the Second Chechen war. Devereaux's ex was supposedly one of those secret holders, and Alice Fournier (Olga Kurylenko) is another. There's not much information gathering here other than a few stealthy turn of screws. For complexity there's a host of characters who appear to have dual motives. Director Roger (The Recruit) Donaldson takes us through it all at break neck speed so you don't have time to dwell on the inconsistencies or question the logic. Romain Lacourbas' cinematography adds integrity to the thrills. And with Pierce Brosnan doing the honors it's a smooth enough, satisfying and overly familiar ride! |
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TV movies Saturday August 30 8:10PM Star Gold Tees Maar Khan is a comedy film directed by Farah Khan, starring Akshay Kumar, Katrina Kaif and Akshaye Khanna in the lead roles. Salman Khan and Anil Kapoor make special appearances in the film. ZEE CINEMA 9:18AM Chor Machaaye Shor 12:02PM Arya: Ek Deewana 3:14PM Aa Ab Laut Chalen 6:35PM Total Siyapaa 9:00PM Daring Baaz STAR GOLD 8:10AM Tees Maar Khan 10:55AM Garam Masala 1:55PM Housefull 2 5:10PM Sivaji: The Boss 8:00PM Humshakals 11:05PM Betting Raja ZEE CLASSIC 10:10AM Jwalamukhi 1:10PM Dil Daulat Duniya 4:22PM Jaadugar 8:00PM Ek Nari Ek Brahmachari 11:13PM Hum Paanch MOVIES NOW 7:55AM Perfect Stranger 10:00AM The Water Horse 12:15PM The Karate Kid 3:05PM Lake Placid 2 6:55PM Enter the Dragon MOVIES OK 9:00AM Chamatkar 12:10PM Bol Bachchan 3:20PM Jigar 6:05PM Surya 8:00PM Mar Mitenge 10:50PM Yamraj Ek Faulad FILMY 12:00PM Infomercial 12:30PM Mohabbat 4:00PM Teleshopping 5:00PM Deva Ek Rakshak 8:30PM Shaadi No. 1 STAR MOVIES 10:00AM Men in Black (1997) 12:00PM Ghost Rider 5:00PM 127 Hours 9:00PM Hollow Man 11:00PM Hollow Man 2 Sunday August 31 3:30PM star movies Spider-Man 3 is a superhero film produced by Marvel Entertainment and Laura Ziskin Productions, and distributed by Columbia Pictures based on the fictional Marvel Comics character Spider-Man. STAR MOVIES 11:30AM Turbo 1:30PM Night at the Museum 3:30PM Spider-Man 3 6:30PM Iron Man 3 9:00PM The Amazing Spider-Man ZEE CINEMA 9:22AM Tu Chor Main Sipahi 12:12PM Mahabharat 2:49PM Ishq 5:56PM Bulandi 9:00PM Chennai Express STAR GOLD 9:05AM Jolly LLB 11:45AM Humshakals 5:40PM Dadagiri (2012) 8:00PM Pro Kabaddi League 2014 : 3/4th Place 9:00PM Pro Kabaddi League 2014 : Finals 10:00PM The Fighterman Saleem ZEE CLASSIC 10:36AM Raja Jani 1:52PM Shirdi Sai Baba 4:53PM Kanyadaan 8:00PM Sharaabi 11:31PM Bees Saal Baad MOVIES OK 8:10AM Haathi Mere Saathi 11:50AM Hawaa Hawaai 2:20PM Chillar Party 5:05PM Jaani Dushman 8:00PM Main Insaaf Karoonga 10:45PM Mard Ki Zaban FILMY 9:00AM Malamaal Weekly 12:00PM Infomercial 4:00PM Teleshopping 5:00PM Raaj Tilak 8:30PM Bandit Queen INDIA TALKIES 9:30AM Jyoti 1:00PM Shatru 4:30PM Veerana 8:00PM Inspector Dhanush |
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