Class VIII exams Ludhiana, March 27 Nearly 24 new centres were set up in the district in addition to the 314 centres of the previous year. |
Forum directs LIC
to settle claim Ludhiana, March 27 The complainant, Mr Raju Chopra, stated before the forum that his father had taken a life insurance policy of Rs 50,000 for himself on February 23, 1996. The complainant stated that his father died on July 4, 1997. Mr Chopra stated that the LIC had repudiated the claim on the ground that the deceased had not disclosed the fact that he was suffering from diabetes at the time of taking the policy. Raju Chopra pointed out, “diabetes is not such a serious ailment which must be brought to the notice of the insurance company as per a decision of the state commission.” The compliant alleged that the repudiation was illegal. The corporation pleaded that the deceased had misled the LIC as he had concealed the material facts of his health at the time of taking the insurance policy. The respondent further stated that there was no deficiency in services as the corporation repudiated the claim immediately after lodging the claim. The forum stated, “The state commission had clearly laid down suppression of diabetes is not such that concealment therefore will vitiate the contract of insurance”. The forum observed that the corporation was not justified in repudiating the claim, simply because the deceased had not disclosed that he was suffering from diabetes at the time of taking the policy. The forum further stated that it was not even the case that there was some relation between the cause of death and the alleged disease. The forum held that the repudiation of the claim was not valid and accordingly the forum directed the LIC to make the payment. |
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