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Banking holds new promise
Helping pig farmers in Punjab
Dress-code faux pas
Course chat
First PERSON
Happiness work
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Banking holds new promise
Banking in India is a well-managed sector. Most of the banks operating in the country are public sector banks, though private sector banks also co-exist. As major performers in the Indian financial system, banks undoubtedly play a major role in the growth of our economy.
Union Finance Minister Pranab Mukherjee had said in his Budget speech: “The banking system has emerged unscathed from the global crisis. We need to ensure that the system grows in size and sophistication to meet the needs of modern economy”. A study by Assocham reveals that even in the times of recession, the banking sector generated around 16,200 jobs, and the public sector behemoth State Bank of India alone recruited around 13,000 people for its technical, marketing and rural offices. Thus, the banking system in India is in robust health”. “We have a large number of retirements coming up in 2011. In order to bridge that gap, we recruited people in advance, so that we don’t have a gap in our trained manpower”, informs Pushpinder Kaur, AGM, State Bank of India.
New vistas
The RBI, which is India’s central bank, has brought out a discussion paper on giving out new banking licences to business houses and non-banking finance companies, and regulations for the same to foster greater competition. “The Reserve Bank is considering providing licences to a limited number of new banks. A larger number of banks would foster greater competition, and thereby reduce costs and improve the quality of service,” the central bank said in a discussion paper. The RBI also sought to know “whether industrial and business houses could be allowed to promote banks”, and should NBFCs be allowed to convert into or promote banks. The RBI has sought a feedback on this as also on business model for the new banks by September 30. The RBI said new licences are required since vast segments of the population, especially the underprivileged, have still no access to formal banking services. “The RBI is of the view that greater competition would also promote financial inclusion. By the induction of new banks in the system, the geographical limits would get stretched. With this, the new customer base, which has been untapped till date, would come in the ambit of regular banking. So every player would derive benefit from it”, says Sharat who works with HDFC Bank in Ludhiana. Currently, India has 27 public sector banks, seven new private sector banks, 15 old private sector banks, 31 foreign banks, 86 regional rural banks, four local area banks, 1,721 urban cooperative banks, 31 state cooperative banks, and 371 district central co-operative banks. The discussion paper outlines various pros and cons of norms like minimum capital requirements for new banks and promoters’ contribution, caps on promoters’ shareholding and other shareholders and foreign shareholding. Various entities like Reliance Capital, IndiaBulls, Religare, IL&FS, IDFC, IFCI and Aditya Birla Financial Services are reported xto be mulling entering the banking
space.
Products, Services and Rural Dilemma
Our banks have a number of products in their kitty as well as a mélange of services which they provide. Nationalised banks have generally been preoccupied with treasury business. The new product areas that require greater penetration are personal banking, housing finance, consumer durable finance, auto-finance, Internet banking, insurance, telephone banking et al. Development of these new areas call for heavy investments, and this cash flow can only be generated by privatisation. In addition, surplus manpower, once re-trained, can be absorbed in the new ventures. All nationalised banks, the SBI in particular, have the advantage of a vast network of branches, and can, therefore, carry the new business to the remotest corner of the country. Banks have to move at a blitzkrieg pace. “Given a comparison with other verticals of the financial sector, the sales team of a bank has a large number of products to sell. We offer the customers FDs, 24 carat gold, entire range of loan products like home loan, personal loan, educational loan etc. We offer credit cards; LAP i.e. loan against property, general as well as life insurance. So with this wide array of products, our job is no doubt absolutely exciting, but we face a formidable challenge from the nationalised banks in the rural areas”, says Inderpreet Singh, who works as a Chief Manager with IndusInd Bank. But private sector banks have not had the same scale of success that nationalised banks have earned over the years. “We have round-the-clock call centres which provide banking access to our clients 24x7. With us one can avail the facilities of Internet banking, telephone banking, can have access to their accounts and even to the transactions made any time in the day. Still we see that the deposits of our branches are less than the deposits which would be there in any branch of Cooperative Bank or a Malwa Gramin Bank”, says Rajeev Sharma, who works with a leading private sector bank. But what is the reason that in spite of providing a host of services, higher deposit interest rates, people in most of the pickets of rural areas give more credence to nationalised banks rather than the private ones? Anil Gupta, owner of an electronics showroom in Patiala, explains, “ I miss the personal touch of nationalised banks in the private sector banks.”
Four challenges must be addressed before success can be achieved.
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The market is seeing discontinuous growth driven by new products and services that include opportunities in credit cards, consumer finance and wealth management on the retail side, and in fee-based income and investment banking on the wholesale banking side. These require new skills in sales and marketing, credit and operations. l
Banks will no longer enjoy windfall treasury gains that the decade-long secular decline in interest rates provided. This will expose the weaker banks. l
With increased interest in India, competition from foreign banks will only intensify. l
Given the demographic shifts resulting from changes in age profile and household income, consumers will increasingly demand enhanced institutional capabilities and service levels from banks.
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Career Hotline
Q. Can you please tell me where I can study international law in India?
— Gayatri Talwar You could also pursue a specific one-year Diploma in International Law & Diplomacy or Law of International Institutions at Delhi University’s department of Political Science The courses are conducted by the Indian Academy of International Law, which is the teaching and research wing of the Indian Society of International Law (IISIL), New Delhi- (www.isil-aca.org). ISIL also offers one-year PG Diploma courses in other aspects of International Law: l
Law of Air Transport & Aviation Liability. l
Human Rights & International Humanitarian & Refugee Laws. l
International Trade & Business Law. l
International & National IPR Law l
International & National Environmental Law. l
Eligibility is a bachelor’s degree. Classes are held thrice a week in the evenings. Besides lawyers, students preparing for competitive exams who have taken Law as an optional paper, government officials and NGOs may also find these courses useful. ISIL also conducts a summer course in International Law (in June) ISIL offers an internship programme for LL. B. students providing opportunities to become involved with the research work of our society. All positions are based in ISIL and require a minimum commitment of eight hours per day. All internships are unpaid. University of Madras, Chennai (TN) www.unom.ac.in offers an ML in International Law & Org
Follow the GIS path
— Minal Kaushik A. You are lucky. There is a field that combines your love for both subjects. Geographical Information System (GIS) is a high-tech computer-based system capable of capturing, assembling, storing, manipulating and displaying locationally-defined geographically referenced data. GIS is used for digital map making, site selection, finding the best route, solving environmental problems, exploring natural resources, urban planning and solutions for other problems. Application of GIS in India has matured with GIS software being used in various mission critical national projects, including those pertaining to the environment, forestry, land records, and utilities. Map and satellite information sources can be combined in models that simulate the interactions of complex natural systems. GIS allows planners to calculate the emergency response time in the event of natural disasters like the floods in Bihar. It also helps the police track down criminals. The Department of Space, National Informatics Center, State Forest Departments, the Survey of India, Ministry of Environment & Forests, Geological Survey of India and educational institutions like IITs, IIMs, Universities and their affiliated colleges use GIS software. GIS is becoming indispensable in business. Recently, corporate giants have made significant investments in this technology. For instance, Reliance Digital World deploys GIS as a strategic IT tool in their network planning and execution. Besides utilising its potential in operations and maintenance, they are extensively using GIS in various projects including Infocom, Retail outlets, Hydrocarbon exploration and Gas pipeline execution. Remote Sensing is yet another related area of specialisation you could consider at the postgraduate level.
Ticket to Railways
Q. How are Ticket Collectors recruited in the Indian Railways?
— Tushar Lal A. Post of Ticket Collectors in the Indian Railways are filled in the following manner: (i) 50 per cent by direct recruitment through Railway Recruitment Board. (ii) 33? per cent by promotion through selection from eligible Group ‘D’ category of staff (iii) 16? per cent by promotion entirely on merit of Matriculate Group ‘D’ employees from eligible categories, as specified by the Zonal Railways for (ii) above, with at least two years of regular service in the unit concerned on the basis of a competitive Written Test (85 marks) and Record of Service (15 marks). The qualification for direct recruitment: (i) Academic: Matriculation or equivalent with minimum 50 per cent aggregate. (ii) Age: 18-25 years You will receive one-month training during which you will be paid a stipend. You will be eligible for the following higher grade posts by way of promotion: Senior Ticket Collector / Travelling Ticket Examiner (TTE), Head Ticket Collector / Sr Travelling Ticket Examiner/Conductor Travelling Ticket Inspector (TTI)/ Conductor, Chief Ticket Inspector (CTI). Ticket Collectors are also eligible for promotion as Goods Guards and Enquiry-cum-Reservation Clerks. Because of the large number of applicants, recruitment is done through a written test, which is, at times, followed by a second stage test for which approximately 10 times as many candidates as the number of actual vacancies are short-listed. The selection is done by the concerned Railway Recruitment Board (there are 19 RRBs). While you have to be always on the lookout for defaulting passengers, the job is also a very sensitive one as it entails maximum interaction with passengers. And since you are the visible face of the railway establishment, you must always come across as helpful and courteous while discharging your professional duties.
Managing leisure
Q. I am working as a marketing executive in the travel industry and would like to know about leisure management as a career option?
— M P Kanwar With big bucks being spent on travel, leisure management has come of age in India. Various industries come under its ambit, including resort, hotels, restaurants, event management firms, cruise liners entertainment etc. Essentially, leisure management professionals are in-charge of managing their client’s leisure time. All the activities at a country club or resort, including live entertainment, need to be executed flawlessly. Behind all the fun-n-frolic are a bunch of hawk-eyed professionals who ensure that everything moves like clockwork. If the client enjoys the adrenaline rush of adventure sports like bungee jumping, white- water rafting or rock climbing then organisers have to ensure that the client is cushioned against any mishap or inconvenience. Although Bachelors, MA, MPhil and Ph D courses are available abroad, there are hardly any programmes on leisure management available in India. However, professionals from the travel and tourism sector can join as management professionals in this sector.
Certifications accepted
Q. Are certifications like AMIE, or those issued by IETE or ASI accepted for admission to LLB courses?
— Mahip Singh A. Since the certification issued by the Institute of Electronics and Telecommunication Engineers, New Delhi, is considered as equivalent to graduation, you can certainly follow it up with an LLB. Similarly, the Associate Membership Examination Part III, Section A & B of the Aeronautical Society of India and the Associate Membership of the Institution of Engineers (AMIE) are considered as sufficient qualifications equivalent to graduation for taking admission to the three-year LL.B. professional course.
SET eligibility
Q. Is it true that even those who have taken the SET can teach anywhere in India? — Harkirat Singh A. Yes and No. As a rule, the State Eligibility Test for Lectureship (SET) entitles you to teach in any college or university in the state from which the test is taken. However, there was an exception that is mentioned on the UGC website. It mentions that those who cleared the SET before June 1, 2002 are exempted from taking the NET as they are eligible to apply for lectureship anywhere in India. See link:
(www.ugc.ac.in/inside/scope.html). Do check.
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Get HIREd
There are many methods of selecting a person for a job. Conventionally, written test and interview have been the methods of selection. Of late, group discussion has occupied a pride of place in the selection process. The most important thing in getting through GD is the ability to think fast and right, and putting one’s view across in the group through good communication skills. One needs to be intelligent, alert, self-confident and articulate — managing the whole thing in just a few minutes. Non-performance or unsatisfactory performance in GD throws a candidate out of the race for selection. GD is, therefore, very important. Lack of self-confidence and communication skills can mar a candidate’s chances in the GD. Personal interview is the next most important step in getting selected for a job. Generally the moment a person gets an interview call, a sort of ‘fear’ creeps into his mind. But this is not right. Instead of letting fear build up within you, you should make sincere efforts to thoroughly prepare oneself for the “D-Day”. Here are some important steps for preparing for an interview
Ask yourself
The moment you get an interview call, ask yourself a few questions. These may include: Who had asked me to apply? Who had told me that I fulfill the specifications? Who had advised me to request the prospective employer for an interview call? Who had advised me to spell out an assurance “If selected, I shall prove an asset to the organisation”? And, so on. The needle for an answer will stop at you. With all this, now comes an opportunity to put your best foot forward. Remember, the interview committee is known as the ‘Selection Committee’ and not rejection committee. Members are there to select you. But since they have to select a limited number of candidates (in some cases, one out of 100) they have to eliminate the rest. You should aim at selection and selection alone. Like any other activity, you have to work for it. Step I As soon as you receive the interview call, go through the ad. It could be that several months have elapsed between your applying for the job and your receiving the interview call. Read the ad carefully. Then, read your own application in relation to the ad. This would re-inforce your confidence that you are the right person for the job applied for. Make mental and written notes of your strengths. Step II Get hold of the profile of the organisation for which you have applied. Identify yourself with the organisation and imagine yourself as a staff member. Remember, the selection committee is going to ask you “do you know something about our organisation; if so, how do you think you will be an asset?” If you say, I don’t know about the organisation, they would form an impression about your lack of interest. They don’t expect you to be “know-all” about the organisation, but, surely, they expect you to know at least a little bit. Anticipate all possible questions. Remember, they are going to form questions from out of what you yourself have written in the application plus some more. Think of the right answers together with answers to supplementary questions. Put yourself in the shoes of the members of the selection committee. Suggestively, they would ask you: Tell us something about yourself. What would you do to perform your job effectively? What are your strengths in relation to our requirements?
Start well, do well and end well
It is said “all is well that ends well”. However, in relation to success in interview, we should say “start well, do well and end well”. Apart from sober dress and a pleasant demeanour, it is important to enter well in the board room, take seat when signalled or asked, sit well, look at the chairman and members of the board in a dignified manner, maintain eye contact, listen attentively and answer intelligently with full concentration on the interview process. Some people start meddling with paper weight or pencil which might be kept in front of the candidates. These are bad manners and distract the candidate as well as the members. Always remember, you should “feel good” about yourself, then only, the selection board members will hopefully “feel good” about giving you an edge over other candidates. Chances are that you will get selected. Good luck! The writer is former G M (PR), BHEL, New Delhi. Presently, Specialist Faculty, Makhanlal Chaturvedi National University of Journalism and Communication, Bhopal
Do’s
l Go through the ‘ad’ and your own application. l
Reach the venue of the interview at least 10-15 minutes before time without fretting and fuming. In UPSC, for instance, late-comers are interviewed last of all thereby thinning the chances of their selection. l
Be a good listener. Give a little pause before answering. Heaven is not going to fall if you answer after 10-12 seconds. l
Use clear and concise language. Your answer should be to the point. It should not be a tall talk but a balanced and intelligent reply. Reflect your seriousness, result-orientation and determination to accept any challenge. Let them see you as a person different from the rest. Then only will they put you in the panel of selected candidates. l
Respond to them correctly and confidently. Market yourself and tell about your special projects and see if you can relate them to the organisation. Then only will they get interested in you. Remember, it is up to you how to direct the course of the interview. But this calls for reflex action on your part. l
Don’t talk too much, too fast and loudly. These traits irritate the interviewers. l
Don’t react too fast. Take a reasonable time in reacting. l
Don’t force your documents and certificates. They are already with them; if not, they have been spelt out in your application. But create a situation where they will be tempted to ask you to show. Then, do it. l
Don’t address only one person throughout. Instead, address the chairperson but look at others as well. Don’t bluff or lie. You will get caught. For one bluff or lie, you will have to concoct a few more bluffs or lies, and somewhere, you will get caught. If you don’t know the answer, say politely ‘Sorry, I don’t know’. l
Agreed that there is fierce competition. It is also said “if you have a godfather, then only you will get selected”. Don’t get carried away by these things. Think of yourself, your strengths, and suitability for the job applied for. Tell yourself “I shall get selected”, and feel its impact on your performance.
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Helping pig farmers in Punjab
With the changing perception of farmers towards pig farming, it has become popular in Punjab. More and more farmers are setting up big piggeries. A constructive role has been played in this field by Guru Angad Dev Veterinary and Animal Sciences University,Ludhiana. Training courses as well as regular interactions organised by the university help the farmers keep pace with the changing trends and new developments in this field.
At a meeting of the Progressive Pig Farmers Association (PPFA) held at the university the problems of pig farmers were discussed in detail by the experts.. Pig farmers from different parts of Punjab participated in this meeting. A special lecture on “H1N1 flu” was delivered by Dr. Rajnish Sharma, Assistant Professor, Public Health Department. He informed the farmers that H1N1 flu is a respiratory disease, which can spread from diseased person to healthy person. He stressed that Pork or pig meat should be consumed after proper cooking. He stressed that clean and hygienic measures should be adopted at the pig farms and the entry of visitors at the farms should be restricted/stopped. Dr Suresh K. Devatkal, Senior Scientist, CIPHET, Ludhiana, delivered a lecture on “Value addition of pork”. He discussed in detail about various pork products and humane slaughtering of pigs. Lal Singh, from Allahabad bank delivered lecture about loan and facilities provided by bank. PPFA has around 250 members.— TNS
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Dress-code faux pas
A survey has revealed that women who turn up for a job interview in a tight top or with cleavage on display can blow their chances of getting hired. The survey of 2,000 employers by high-street clothes store TK Maxx, found that wearing a black bra underneath a white top is the next biggest dress-code mistake.
The research also found that men could ruin their chances of landing the job if they turn up in a badly ironed shirt, high-waisted trousers or comedy tie. The survey also showed that a third of bosses make a decision in the first 90 seconds of an interview, and 65 per cent claim clothing could be the deciding factor if two candidates are neck and neck in other areas. Recruitment manager Kieran How, from national recruitment firm Eden Brown, said it was best to “play it safe” at a job interview. “It is vital you give a good first impression by wearing the right clothes or you may have ruined your chances before you’ve even opened your mouth,” the Daily Mail quoted him as saying. “Some bosses may like to see a pretty girl in a tight-fitting top flashing a lot of cleavage but you rarely know who will be interviewing you. “Job interviews are not the place to try fancy dress or to show off your most revealing party clothes,” he stated. An overwhelming 81 per cent of employers said wearing a suit to interview suggests you are organised and efficient. “The jobs market is competitively fierce,” said Helen Gunter of TK Maxx, which is stocking a new range of professional work wear for men and women. “One thing that can give candidates a boost of confidence before they even walk through the door is knowing they are wearing the right outfit. “There really is no excuse for fluffing the interview before you’ve even answered the first question,” she added. — ANI
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Course chat
India is the second largest pharmaceutical market in Asia and it is growing at the rate of nine per cent annually. According to Mckinsey, there are more than 50,000 jobs available for the 7,000-8,000 clinical research professionals in the country at present.
Anovus Institute of Clinical Research has announced the admissions for the next batch of M.Sc. in Clinical Research awarded by the Punjab Technical University. Eligibility: Graduates from any of the life sciences disciplines, including botany, zoology, bio-chemistry, microbiology, genetics, biotech, pharmacy or nursing are eligible for this postgraduate programme. Selection process: An online multiple choice questionnaire based science and general awareness test will be conducted followed by an interview. The prospectus can either be downloaded from the website http://www.anovus.net/ or can be procured from the Anovus Institute of Clinical Research.
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First PERSON
Getting right and complete coaching to enter highly competitive professions is what every aspirant wants. But good and experienced faculty is hard to find, especially in non-metro cities and for higher-order subjects. The students generally have to travel long distances or shift to metros where the best teachers teach. However, the challenges of limited seats, auditorium-format classrooms, insufficient faculty attention, poor lodging, unsafe and inconvenient living as well as travel costs, quickly sour their dreams of a cost-effective, convenient and pleasant coaching experience. Satellite-based coaching has thus opened up vast avenues for bright students in smaller towns as they can get top grade help right in their hometowns. Excerpets from an interview: The popularity and acceptance of satellite-based coaching in India is increasing gradually. The objective of satellite education is to help students get advanced, scientific and personalised coaching right in their hometown. Professional and competitive courses like CA require skilled and qualitative coaching. Satellite-based coaching assembles the best teachers in the field, under one roof, for students. It allows a student to study all subjects at his/her hometown. They can see, listen and participate in a lecture through a computer and an LCD projector connected to the VSAT receiver. They interact with the faculty as spontaneously and naturally as in a regular classroom. They can also mark attendance, raise queries, respond to polls and attempt multiple choice questions and assessments. What according to you are the factors behind its increasing popularity? Technology has made it possible for the students to have access to experienced faculty in their hometown itself. Satellite-based coaching can reach students in remote areas as well. It saves the travel cost, accommodation cost of the students who otherwise have to travel to metro cities for good quality studies. Basically easy access, affordability and high quality faculty are the key reasons behind the success of satellite-based coaching. You mentioned the CA course, as it is a popular career choice among many youths today, tell us how satellite-based coaching can help CA aspirants? In small cities there is a dearth of highly qualified faculty and the professional courses like CA require apt guidance and adequate study material. The aspirants in Tier II and Tier III cities are deprived of such facilities. Satellite-based coaching enables CA students to get advanced, scientific and personalised coaching from acclaimed faculty in their hometown, and at a lower cost. A CA aspirant is acutely pressed for time – intensive study, fast-changing curriculum and demands of articleship make Indian CA course comparable to the toughest courses in the world. This coaching seeks to address not only the core issue of access to high-quality accomplished faculty but also the “Cost-Quality-Convenience” paradigm sought by every student through its Managed-Education method. Educomp Tele Education Network for CA coaching (ETEN CA) is a satellite-based coaching initiative for Chartered Accountancy, from IndiaCan a JV between India’s leading education company Educomp Solutions Ltd and the world’s largest education company Pearson. It has established 110 centres. The fast growth of ETEN CA is testimony to the fact that satellite-based coaching is filling a huge gap in coaching needs of students across India. It has already benefited 30,000 students across India. CA is a rewarding and prestigious career in India. What message would you like give to the aspirants in this field? Indian CA is viewed with a lot of respect in India and abroad. Much of this has to do with the untiring efforts of our esteemed ICAI which has uplifted the standards of Indian CA and kept it responsive to fast-evolving Indian and global industry demands. However, this phenomenon brings several challenges in its wake. Aspirants have to become more focused on the curriculum than ever before. The CA course is not only becoming more diverse in its content, but also in its context and application. Gone are the days when CAs needed to know just the accounting and taxation work. Aspiring CAs must seek to become aware about the changing business environment and regulatory framework. Now they vie with MBAs and high-finance professionals in all domains, and aspiring CAs must diligently prepare for challenges with thorough knowledge of their subject, keep abreast of developments and keep networking in different fora to learn more to develop a comprehensive view of situation.
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Robust GAMING
“Indian gaming industry is expected to grow at a Compounded Annual Growth Rate (CAGR) of 32 per cent at Rs 3,100-crore by 2014 with factors such as a young population, rising disposable incomes, increasing wireless users and proliferation of developers and publishers,” Maya Academy of Advanced Cinematics (MAAC) Business Head, Kumar Warrier, said.
MAAC is a leading player in high-end 3D animation and VFX education in India. The size of the Indian gaming industry was estimated at around Rs 790-crore in 2009, compared to Rs 650-crore in 2008, implying a growth of 22 per cent during the period. While addressing a special seminar for students and professionals seeking a career in the gaming industry in Mumbai, Matthey Jaffery of Electronic Arts, UK, said, “the increasing telecom bases and arrival of 3G, the expected roll-out of 3G services is likely to provide efficient high-speed data networks to mobile gamers. The telecom subscriber base is expected to increase to 725-million by 2013 with a mobile penetration of 60 per cent.” The console gaming industry in India is expected to grow at a CAGR of 19 per cent from Rs 580-crore in 2009 to Rs 1,160-crore by 2014 on the back of increasing disposable income and favourable demographics, Gameshastra’s Vijaya Raghavan, said. —
PTI
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Happiness work
In his search for the Truth, Siddharth ate very little. One day at the riverbank, he collapsed. Sujata, daughter of a herdsman, gave him food and nursed him to health. On attaining Buddhahood, he ordained, “Take care of the body as it is the temple of the soul.” Ruining health to make money and later, spending money to regain health makes no sense. While they were churning the ocean for nectar, Halahal, the world most potent poison, emerged. The churning was forced to stop as its fumes rendered the gods and demons senseless. Only after Shiva consumed the poison did the operation resume. Guru Gobind Singh was stabbed in the back by some Pathans. Even after the wound was stitched, it proved fatal. One day while he was practicing archery, the stitches burst and on October 7, 1708, he passed away. Parched throats made Bhima, Arjuna, Nakula and Sahadeva drink from the enchanted pool despite the Yaksha’s fatal warning. Only the gentle Yudhisthira answered the queries of the Yaksha, who was Yamaraj in disguise, and got back the lives of his brothers. As demoness Jara had nursed him, Emperor Jarasandha of Magadha had immense strength. But Bhima exploited the only weakness Jarasandha had — he was made of two halves — tore him into two and killed him. Gandhari asked her son Duryodhana to appear before her unclad so that she could bestow adamantine strength to his body. But decency made him wrap a towel around his waist. As a result, his thighs remained weak for his rival Bhima to deliver the final blow. During an exhibition of his skill, an arrow released by Barbarik, Bhima’s grandson, made a wound in Krishna’s sole. This opened up the only weak point in Krishna’s body which received hunter Jara’s deadly arrow 36 years after the Mahabharata war. Nothing ever goes wrong in the kingdom of the deficiency free Almighty. Similarly, don’t let bodily weaknesses ruin your happiness at work. — Sai R. Vaidyanathan The writer can be contacted at
svaidyanathan@tribunemail.com
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1. Which birth anniversary of Mother Teresa is being celebrated this year? 2. Who has become the first Indian golfer to win the US PGA tour title? 3. Which Indian city recently hosted the International Congress of Mathematicians (ICM)? 4. Which famous work of Dutch painter Vincent Van Gogh was recently stolen from a museum in Cairo? 5. Which country’s contestant has won the Miss Universe 2010 crown? 6. Which place, believed to be the birthplace of Lord Hanuman, will be developed as a tourism centre by the Maharastra Government? 7. What is the full form of CBDT? 8. Which Indian hockey legend’s birth anniversary is celebrated as National Sports Day on August 29? 9. What is the name given to the trophy given every year to the best sports university of the country? 10. After how many years are the Commonwealth Games held? — Tarun Sharma Winners of quiz 368: The first prize by draw of lots goes to Ruchi Bhatia, class VIII, SA Jain Vijay Vallabh Public School, Circular Road, Ambala City, Pin Code – 134003 Second: Ritesh Sanan, class X-B, CAK FMSS School, Sector 4, Naya Nangal, Punjab, Pin Code – 140126 Third: Abhay Gupta, class X, DAV Public School, Nahan, district Sirmour, Himachal Pradesh, Pin Code – 173001 Answers to quiz 368: Sachin Tendulkar; Polymer; Nalanda; Dr Yashwant Singh Parmar; Endhiran; Kishore Kumar; Vidya Stokes; VVS Laxman; 7,000; Tejaswini Sawant Cash awards of Rs 400, 300 and 200 are given to the first, second and third prize winners, respectively. These are sent at the school address. Note: Kindly mention the pincode of your place on the letter/postcard to facilitate the delivery of the prize money. Answers can also be sent at quiz@tribunemail.com
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The RBI is considering giving licences to new banks in the country. The move will
generate more jobs in the banking sector, writes Charandeep Singh
A. Although there is one compulsory paper in international law in the LLB course as well as in MA (Political Sc), it can be pursued as a specialisation in LLM at several universities.
Q. I am studying in Class XII. My favourite subject is computer and geography. What are the good opportunities can I get in this subject? Please guide me.
A. Holidaying has taken on an entirely different connotation in present times. Today it is not just about getting the right booking for a desired destination, but a multitude of activities and events that truly make the holiday a memorable picture-perfect experience.
With the boom in our economy in all sectors, there is a simultaneous boom in employment with vast openings for jobs in government and non-government organisations, corporate sector, public sector, industry, agriculture, science and technology, service sector and so on.
Due to technological advancements, satellite-based learning has undergone radical changes in the past few years. This system is now a recognised solution to enable individuals to get easy access to education. Satellite-based coaching, too, is a much talked about topic. This system is helping many aspirants to fulfill their need of getting quality education in their respective fields.
What is the overall scenario of satellite-based coaching in India?
An ailing person cannot be happy anywhere — leave alone an office. Don’t go to office with an infection as you may not only infect others but also perform your duties inefficiently.
