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Soaring on skills
The IFRS edge
Lapping up luxury
Foreign shores
Studying Abroad
Bored to death
Happiness @ work
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Soaring on skills
They don’t get ensconced in cushy openings. Majority of the youth going abroad have to make do with menial jobs, only some manage to get white-collared jobs. This raises a string of doubts and questions. Where in lies the fault? Are their any loopholes in the system. Why do most of the youth who seek employment abroad go through a hard grind? We try to explore and find answers.
Present scenario
Growth of a region largely depends upon its population and corresponding knowledge base. Punjab needs a big time transformation when it comes to the skills of the youth vis-ŕ-vis their employment status. Punjab is observed to be one of the major states where the lack of employment opportunities and skill gaps is very prominent. The total number of educated unemployed persons was 3.58 lakh in March 2004, which increased to 3.84 lakh in March 2005. Out of the total educated job seekers (78.52 per cent) belong to non-technical category and the remaining (21.48 per cent) had professional qualifications as of September 2005. Skill development encompasses vocational education and training. Vocational training is dealt by the TE&IT Department. Skill Training in NCVT/SCVT approved trades is provided through Industrial Training Institutes popularly called as ITIs, polytechnics and other technical training institutes. But, most of the ITIs are providing skills for production jobs, with facilities that are outdated and not in synergy with the present requirements of industry. There is a need for the upgradation of faculty, training courses and facilities that make students better equipped for handling employment opportunities abroad. According to Chander Shekhar, ADGP, Railways and Traffic with Punjab Government, “Courses to train the youth in emerging areas such as food processing and post-harvest technology has a lot of scope for employment generation in and outside Punjab. Special emphasis should be laid on making the youth acquire supervisory and behavioural skills with practical training”. Lastly, there is a need to revamp the education system in order to produce skilled labour, which is ready for absorption by the industry in and outside Punjab. There is a need to delink formal education with vocational training. The vocational training imparted to youth has to be in sync with the business training, which has to be global in perspective. Punjab should also aim at vocational training through public-private partnership by ensuring linkages of theory with practical. This would also ensure knowledge of best practices to the industry for the trainees. There is a need for periodic revision and up gradation of training capsule, which should also strive for international recognition.
Govt initiatives
Speaking at a conference, organised by the International Punjabi Chamber for Service Industries (IPCSI) in collaboration with Institute of Technology & Future Management Trends (ITFT), Sukhbir Singh Badal, Deputy Chief Minister of Punjab, gave a call to the NRIs to return to their roots and become active partners in the economic development of the state. “Make Punjab the skill capital of the world,” he said. Punjab of late has been investing heavily in developing human resource according to the changing needs of the industry. To provide quality human resource back up, Indian Institute of Technology (IIT) has been set up at Ropar. With the setting up of world class Indian School of Business (ISB), second in the country, Punjab is all set for education revolution in the state. More IITs are being set up and with the setting up of a central university at Bathinda the focus and sincerity of the state government have become evident. The state government has identified the following nine sectors, which will get special impetus to the following:
Hospitality – cooks – chefs – waiters – receptionists - delivery boys - staff below managerial level.
Need for interface
Interface between all concerned is necessary to spread a word about what government is doing to ensure adequate supply line. Punjab is all set to designate 2010 as the skill development and employability
year.
It has set itself a target to skill 10 lakh youth in next five years, so that their skills are in tandem with the global standards, through convergence between school education with skill development efforts of the government and between the Public and Private sectors. There is a proposal to set up Punjab State Skill Development Corporation on the lines of National Skill Development Corporation with a corpus fund of Rs 100 crore. Government of India proposes to create 500 million skilled workers by 2022, which means 15 million annually. Government of India is specially targeting European Union through bilateral agreements. It has advised Punjab to bring up innovative plans for export of skilled manpower. This initiative would be kicked off by April, 2010 and Punjab would have to submit a two-year rolling plan for it. Special emphasis is being given to European Union because of growing life expectancy and declining birth rates, on the basis of which share of working population would be falling by 12 per cent. Sustained migration flows are required to meet EU labour market needs. Punjab, with some decisive and punitive strategies, is going to tap this opportunity. “NRI’s can be helpful in the establishment of credible accreditation and certification system, said Sewa Singh Sekhwan, Minister of NRI affairs. “Time has come that Punjabis who have survived in the most difficult countries due to their hard work, entrepreneurial skills and dedication, should pass on these values to the second and third generation NRIs,” he added. Bharti Wal Mart a joint venture between Bharti Enterprises, country’s largest mobile service provider, and Wal Mart stores, world’s largest retailer, has signed a memorandum of understanding (MOU) with the state government of Punjab to establish a special skills training centre for imparting training in retail operations at Amritsar. This will fill he shortage of skilled manpower for organized retail formats. Bharti Wal Mart and the Department of Technical education, will co-certify the candidates on the successful completion of their training.
The journey ahead
If Punjab has to become the skill capital of the world, then Public-Private partnership model has to be given a major thrust. Except, for one or two odd instances the industry is not coming forth to establish skill development centers to impart the relevant training. Centres of excellence, which were sponsored by the Centre, have not succeeded in Punjab. In Punjab, there is a need to study sector wise skill deficits to meet the gaps. We need to realign our existing public sector infrastructure in order to establish a regional skill inventory. We need to train our youth specifically and hone their specific soft skills, to make them employable within the country and abroad. Last but not the least, prominent skill development centres of Punjab should have international accreditation, so that the supply from the institutes is readily absorbed in the markets abroad. So, skill specific training centers are the need of hour, if Punjab is set to become the skill capital of the world.
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Career Hotline
Shooting success
— Utkarsh
Mehra A. Shooting, seems to be bang on target ever since Maj Rajyavardhan Singh Rathore’s triumph at the Olympics in Athens followed by Abhinav Bindra bagging India’s very first Olympics Gold at Beijing. While a few elite schools and colleges offer shooting facilities, aspiring marksmen like you can begin practicing at local sports clubs and ranges in several major cities. You will need to check if there is a local shooting range in your city where you can get started. A number of government schemes are offered for training marksmen and cash incentives are offered to medal winners. But notwithstanding its soaring popularity, shooting is generally regarded an expensive sport which only the affluent, powerful and the talented with institutional support can pursue as a serious career. While shooters like Abhinav Bindra and Gagan Narang come from affluent families (Abhinav has the luxury of an air-conditioned indoor range in his backyard), others like Rathore are decorated Indian Army officers
(Vishisth Sena Medal). The expenses are a major inhibiting factor, which is why most of the earlier shooters belonged to royal families. A second hand air pistol for example can cost upwards of Rs 80,000 (the best are Austrian); a standard pistol Rs 1.5 lakh while trap shooting is exorbitantly expensive as the shotgun itself costs Rs 3-4 lakh. Ammunition costs are prohibitive. Besides, the equipment and rifle, gear including jacket pants and shoes can vary from event to event and cost anything between Rs 15,000 to Rs 3 lakh for rifle shooting. Ironically all the top 25 ranked players in India get an eligibility certificate from the Sports Federation of India to import the weapon of their choice (although no financial assistance is given). The certificate is valid for one year and more often than not it takes about as much time to get the certificate. We have so much undiscovered and uncelebrated talent in India — scores of Abhinavs in the making. Aspiring marksmen can begin practicing at local clubs and ranges, which are registered with the rifle association. You will need to check if there is a local shooting range in your city where you can get started. Some training centres in North India:
NRAI has a network of 46 State Rifle Associations/Units all over India, and holds national level competitions in Rifle and Air Pistol events.
Operations management
— Jasleen Kaur A. Operations management is concerned with production related activities such as job routing, scheduling, quality control, production planning, inventory and control. It also involves other areas of the organisation such as accounting procedures, computer systems and other functional areas and systems through which work in the organisation is planned and performed. A specialisation in Operations is specially suited for those with engineering background since it involves application of managerial skills to engineering and technical problems. Besides a strong grounding in technical and statistical skills, it also helps to possess good interpersonal skills. Job openings are mostly concentrated in manufacturing organisations.
Explore customer relationship
Having handled almost all departments, I want to further my career in the same line since I like interacting with people and have good networking skills. What kinds of jobs are available and which type of companies can I apply to? — J.S Bedi A.
It is not clear which line you wish to continue in — Finance or Customer Relations. I think you mean the latter, in which case you can consider specialising in the increasingly in-demand area of customer relationship management (CRM). Depending on your level of experience, you can look at any industry, which deals with a large customer base — most service industries (e.g. telecom, retail banking, IT, insurance, and these days even consumer durables and education) fall into this slot. Openings range from Customer Contact Agents to various levels of managers looking after the CRM function.
Window of opportunities
Q. I am a BSc (Bio) graduate. I wanted to get into a medical college but my family’s financial condition is not good. So instead, I will have to now look at opportunities in related medical fields. Please tell me other options, which are good for me. — Arti Goyal A. So what if you couldn’t do an MBBS. When one door closes, 10 windows open up. There is so much else you could do related to the medical field. You can do a one-year course in Medical Technology / Radiology, Radiography, Imaging Technology or consider going into Biotechnology, Medical Microbiology, Forensic Science or even a course in Clinical Research or Bioinformatics. Should you wish to start earning right away, you can join a good pharmaceutical or nutraceutical company as a sales executive and work your way up. Medical transcription and working with a KPO in the life science space is yet another option.
Interest in toxicology
— Ridhima Joshi A.
Only a handful of universities offer a specific MSc in toxicology i.e. Jamia Hamdard, Delhi (Deemed University), Dr BR Ambedkar University, Agra, and University of Madras, Chennai. However, toxicology is covered in all MSc Forensic Science and PG Diploma in Forensic Science courses, which are offered at several universities such as: Guru Gobind Singh Indraprastha University, National Institute of Criminology & Forensic Science, Delhi, Amity University, Amity Institute of Behavioural Health & Applied Sciences, Noida, Allahabad Agriculture Institute (Deemed University), Allahabad, Bundelkhand University, Jhansi, Dr. Harisingh Gour University, Saga (MP), Gujarat University, Ahmedabad, Osmania University, Hyderabad, Panjab University, D/o Anthropology, Chandigarh, Punjabi University, Patiala, University of Lucknow (UP)
The writer is a noted career expert and director, Career Guidance India (CARING). Please send in your queries with your full name, complete address
and academic qualifications to: The Editor, Jobs and Careers, The Tribune, Sector 29, Chandigarh-160030, or at careers
@tribunemail.com
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The IFRS edge
The International Financial Reporting Standards (IFRS) have rapidly emerged as a globally accepted accounting framework. Many countries have started adopting IFRS across the globe and India will be converging with IFRS from April 2011 in a phased manner as committed by the ICAI.
Currently, India has an extremely limited pool of resources that have any form of training or experience in IFRS. To broaden the pool of trained resources, it is important to incorporate IFRS training in colleges, universities, and the professional accounting syllabus of the ICAI. Initiative by individual institutions to come up with the task of providing training and expertise in IFRS will also go a long way as it’s a big task and ICAI alone will not be able to bridge the gap. ICAI, CII and many private bodies like Piron education are conducting IFRS awareness programmes throughout the country and it is making the companies aware of the compulsion to prepare for the inevitable and how it is going to help. Piron has developed interactive IFRS E-learning modules, accessible through Internet. The courses are available in 105 cities all over India and students in tier II tier III cities can benefit through online training. Experts believe that IFRS expertise demand could be fulfilled only through dedicated IFRS trainings and diplomas that equip finance professionals/students with all necessary skill set required. According to Deepak Kaistha, Planman HR Pvt Ltd.,a leading HR consulting firm, “An IFRS Diploma holds great significance in a professional’s resume today. IFRS transition is a good opportunity for finance professionals in India as it holds a big business opportunity in the country and abroad. And as the norm is going to become a mandatory feature for Finance companies to adhere from 2011, the importance of professionals with an IFRS diploma will increase manifold. It will certainly act as a great tool to select the best professionals from the world of finance, thereby giving a major boost to the industry as a whole”. Many Indian companies have still not started investing time and efforts on the implementation of this transition process considering the overall lack of clarity on several key aspects. However, as this clarity emerges and the deadline draws closer, consultants expect to see a lot more companies working on implementing the changes and increasing their internal readiness through technical up gradation, process and technological changes which in turn should translate into a greater demand for IFRS expertise. “IFRS transition in Europe, Canada, South America and Asian countries including India is creating huge requirements of people having good understanding of IFRS. A person with IFRS expertise will prove to be a valuable resource having an excellent job opportunity”, opined Abhishek Asthana,Chartered Accountant and member of ICAI. Adoption of IFRS by a number of listed companies by 2011 would result in a significant demand for IFRS resources. Substantially, all of these resources would need to be generated internally by training existing staff. So, Finance professionals and students should definitely gear up and focus on getting their hands on IFRS expertise to widen opportunities and strengthen their resume.
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Lapping up luxury
Priyanka Dogra gives a peep into career opportunities offered by the luxury retail market in India
Luxury brands have thus set their eyes set on India’s high end retail market, which is expected to reach $30 billion by 2015 and will continue to burgeon as fuelled by its 400 million-strong upper middle class as they ascend the socio-economic rungs. In industries that are customer driven and involve personal products it is important for the salespersons to also act as advisers. Luxury industry is a niche market. Since they have limited audience with people having different levels of knowledge and interests, they require salespersons with a versatile taste and preferably a sound educational background. These markets are expected to promote more the 50,000 job opportunities in the next five years. Udit Mittal, Managing Director of Unison International, a Delhi-based HR solutions company, gives inputs on the scope of the luxury retail sector in India. Excerpts from an interview: What is the current scene of luxury retail market in
India? Luxury market in India is still untapped and unexplored and there is scope for it to become much more organised in the near future. It’s a very niche sector, which targets the upper middle class and HNIs, and the size of this segment of the society is continuously growing in India. What are the future prospects of the luxury industry in India? Luxury industry has the potential to grow manifold. This can be facilitated by the availability of suitable stores and localities. Also the government can help by providing various incentives and
concessions. Do we have the right kind of manpower to cater to this growing demand? Every industry faces certain challenges, but candidates in service sector, which comprises industries like hospitality, airlines have skills similar to the ones required for manpower in the luxury sector, and therefore this need can be met. There are some institutes in the region that are providing courses to train manpower for this sector. What qualification is needed to work in this sector? The individual need not have any extra qualifications to be a part of the luxury retail industry. The industry requires the person to be presentable so as to make an impression on the consumer and have good communication skills. Also if the person has travelled around the world it will be an added advantage for him. What has been your personal experience in this field, how satisfying is this as a career? It is a good career option for fresh pass outs from business schools and institutes like pearl as the starting salary is in the range of Rs 25,000 to Rs 35,000 per month. With international brands coming in it has lot of future.
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Aussies revamp migration rules
The Australian government is reforming the permanent skilled migration programme to ensure it is more responsive to the needs of Australian industry and employers and better addresses the nation’s future skill needs. The reforms will deliver a demand rather than a supply driven skilled migration programme that meets the needs of the economy in sectors and regions where there are shortages of highly skilled workers, such as healthcare, engineering and mining. The Minister for Immigration and Citizenship, Senator Chris Evans, said the new arrangements would give first priority to skilled migrants who have a job to go to with an Australian employer. ‘There are some occupations where there will be high demand for skills. Hospitals can’t go without nurses, country towns can’t do without a local GP and the resources sector increasingly needs skills. ‘These latest changes will continue reforms already implemented by the government and result in a more demand-driven skilled migration programme that attracts highly skilled migrants to Australia to work in areas of critical need.” “Australia continues to want skilled migrants be they from India, the UK or China – our three largest source countries – or elsewhere.” “Six of the top 10 countries which make up our skilled migration intake are also among out top 10 trading partners, including the UK, India, China and South Korea. Migrants bring with them their networks, new ideas and an entrepreneurial spirit.” The changes will in no way impact on international students coming to Australia to gain a legitimate qualification and then return home. The major reforms in the skilled migration programme: The list of occupations in demand will be re-focused so only highly skilled migrants will be eligible to apply for independent skilled migration visas. The wide-ranging Migration Occupations in Demand List (MODL) will be revoked immediately. The list is outdated and contains 106 occupations, many of which are less-skilled and no longer in demand. A new and more targeted Skilled Occupations List (SOL) will be developed by the independent body, Skills Australia, and reviewed annually. The Critical Skills List introduced in the beginning of 2009 which identified occupations in critical demand at the height of the global financial crisis will also be phased out. The points test used to assess migrants will be reviewed to ensure it selects the best and brightest: Potential migrants gain points based on their qualifications, skills and experience, and proficiency in English. A review of the points test used to assess General Skilled Migration applicants will consider issues including whether some occupations should warrant more points than others, whether sufficient points are awarded for work experience and excellence in English, and whether there should be points for qualifications obtained from overseas universities. Certain occupations may be capped to ensure skill needs are met across the board: Amendments to the Migration Act will be introduced this year to give the Minister the power to set the maximum number of visas that may be granted to applicants in any one occupation if need be. This will ensure that the Skilled Migration Program me is not dominated by a handful of occupations. Development of state and territory-specific migration plans: Individual state and territory migration plans will be developed so they can prioritise skilled migrants of their own choosing. This recognises that each state and territory has different skills requirements. For example, Western Australia may have a shortage of mining engineers while Victoria may have a requirement for more architects. All offshore General Skilled Migration applications lodged before September 1, 2007, will have their applications withdrawn. These are people who applied overseas under easier standards, including lower English language skills and a less rigorous work experience requirement. The international students who hold a vocational, higher education or postgraduate student visa will still be able to apply for a permanent visa if their occupation is on the new Skilled Occupations List. If their occupation is not on the new SOL, they will have until December 31, 2012 to apply for a temporary skilled graduate visa on completion of their studies that will enable them to spend up to 18 months in Australia to acquire work experience and seek sponsorship from an employer.
— TNS
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New vistas
Visa restrictions enforced by the UK and security concerns in Australia have made countries like New Zealand and Denmark gear up to attract students, writes
Rakesh Kumar With the ongoing racist attacks on Indians in Australia and the UK High Commission deciding not to acknowledge the student visa applications for a few months, mavens of the education industry feel it is time to administer caution while dealing with student visas.
The decision of the UK Border Agency (UKBA) has jeopardized the plans of hundreds of students from the region who had paid the fee in different institutions in the UK for the next session. Nigel Casey, British deputy high commissioner, has said that this suspension was necessary to scrutinise the situation and to save genuine applicants, as there were some cases where people were abusing the student visa norms. Sharad Kamra, MD of Chandigarh based IICE-Computer education, has been dealing in study visas for the past 10 years. Kamra agrees with the fact that 90 per cent of students from the Northern region mainly go overseas to attain a permanent residency status. He sees no harm in it but agrees that cases of such fraudulent study visas may harm the interests of genuine visa seekers as has happened now with the UK High Commission closing three centres in Chandigarh, Jalandhar and New Delhi in the northern region. “It is a fact that Indian students contribute substantially to the GDP of countries like Australia and the UK. Still we cannot be over confident that things would continue to be as smooth as they had been in the past because when it comes to national interests these countries are ready to put everything, including bilateral trade, on stake,” says Kamra This indefinite suspension, put in force last week, was the direct result of a 10-fold increase in student visa applications during the period October to December 2009, at the three visa application centres in the region. Last year, 13,500 applications were received during this period whereas only 1,800 and 1,200 were received in 2008 and 2007, respectively. Interestingly, after the racist incidents in Australia, countries like New Zealand have stepped up their campaign promoting the Kiwiland as the next overseas education destination. Student queries, too, seem to have grown for countries like Denmark. New Zealand is being seen as a safe destination for students due to low rate of violence, decrease in military spending and the election of a conservative coalition government last year. Companies dealing in study visas maintain the number of student going overseas can almost double by 2015. As per the ministry of overseas affairs, out of the 2,64,324 students going abroad from India, almost 1,04,522 go to the US followed by over 97,035 to Australia, 25,905 to the UK and over 6,040 to New Zealand. Melbourne-based Oceanic Consultants Private Limited that recently announced to pump in Rs 80 crore in the Indian market, agrees that the number of student queries for countries other than Australia has gone up substantially after the recent attacks. Liz Batra, head of International Education Guidance and Care (IEGC), has been promoting New Zealand as a study destination since 2002. But it’s the financial year 2010-11 that she is actually looking forward to. She feels the rising racist incidents and the Indian government’s soft approach have contributed to negative sentiments among the parents back home and a number of students are either packing their bags to return home or are seeking migration to a safer country. “I would not like to label Australia as a racist country, but the anxiety levels of Indian students are definitely getting higher there. Which ultimately is a worrying factor for their wards too. I am keeping my fingers crossed for this
year,” says Liz Batra.
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Bored to death
And, those who experience ‘high levels’ of tedium are more than two-and-a-half times as likely to die from heart disease or stroke than those satisfied with their lot, the study has found. According to the researchers, this could be a result of those unhappy with their lives turning to such unhealthy habits as smoking or drinking, which would cut their life expectancy, the Daily Mail reported. Lead researcher Martin Shipley said: “The findings on heart disease show there was sufficient evidence to say there is a link with boredom. It is important that people who have dull jobs find outside interests to keep boredom at bay, rather than turn to drinking or smoking.” The researchers have based their findings on an analysis of more than 7,000 civil servants who were studied over 25 years, and found that who said they were bored were nearly 40 per cent more likely to have died by the end of the research than those who did not. They looked at data from the subjects aged between 35 and 55 who were interviewed between 1985 and 1988 about their levels of boredom. They then found out whether they had died by April last year. The survey found that one in 10civil servants had been bored within the past month, with women more than twice as likely than men to
suffer. Younger employees and those with more menial jobs were also found to be more prone to boredom. Psychologist Graham Price said: “It is important to distinguish between cause and effect. Are these people turning to drink and drugs because they are bored or because they have certain characteristics? For many people who are unmotivated or uninspired by life, or maybe have a tendency towards depression, the way out of it is to change their focus away from themselves and on to other people.” The findings have been published in the International Journal of Epidemiology.
— PTI
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Happiness @ work
Be ready when history repeats itself
If you have been into a job for some time, you can notice daily, weekly, monthly or yearly patterns. Once identified, make a ‘sure event in the future’ the right time to score over the competition. “How can I fight Bhishma who is worthy of my worship?” Arjuna had asked Krishna (Gita 2.4). Even after listening to 700 verses of the Bhagvadgita and fighting nine days of the Mahabharata war, Arjuna still didn’t have the stomach to kill the grandsire. Krishna always knew that Arjuna’s immense love for the Kuru elder would be a problem during the war and he was ready. Breaking his vow that he would participate in the war unarmed, he dismounted from the chariot, took out his discus and advanced towards Bhishma forcing Arjuna to pledge that he would kill his beloved grandsire with his own hands. In contrast, even after losing miserably to Sakuni in the first game of dice, Yudhisthira not only accepted the second invitation, but also did not ask for any change in the format. He knew it was wrong for one man (Sakuni) to play for another (Duryodhana) and that the Gandhara King was an expert. He lost again and spent the next 13 years in exile. Let me, by the time her reply comes through the messenger,
Write my next message as I already know the answer, wrote Mirza Ghalib. Better your responses every time history repeats itself. — Sai R. Vaidyanathan The writer can be contacted at svaidyanathan@tribunemail.com
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Punjab is basically an agrarian economy. But with the farm sector becoming exceedingly mechanised, the job avenues or the labour intensive model has become rather obsolete. With the government of India giving tax incentives to neighbouring hill states, new manufacturing units have ceased to come up in Punjab. This is eating into the employment generation avenues of the youth of Punjab. As a result, they are forced to move overseas for greener pastures. However, the sob story continues, as there is nothing great in store for them there as
well.
Q. I have been very fascinated with shooting since I was a kid. How should I start my career in shooting? Where can I get training? Please give me some contacts?
Q. I am awaiting my CAT results. I know about specialisations like marketing, finance and HR. But what exactly is Operations Management about? Who should be going in for it?
Q. I am basically from the banking industry. As I was working in a nationalised bank, I could not opt for a promotion since it meant relocating to a rural posting. I opted for VRS instead and I am presently with an NBFC as manager, customer relations.
Q. While studying BSc (bio chemistry), I have developed a great interest in toxicology (My best friend is just recovering from drug abuse). Please tell me where I can pursue a Master’s in toxicology.
Indian retail market is one of the fastest growing industries. Even after recession it has come out fast on recovery. Luxury retail market has been evolving in India and has got a stronghold over its target audience. With consumers for luxury goods more in numbers than the total adult population of several countries, luxury brands are setting up shops in India to tap the growing market. India has the largest number of millionaires in the world and that makes the purchasing power of the consumer here a major factor in the expansion of these luxury markets.
In terms of hiring, the retail sector never experienced a downturn. One of the major factors why retailers never stop hiring is because the workforce is highly moving, especially at these luxury store level where there is a constant need for salespersons.
You may blame it on circumstances, but boredom can kill you, say researchers. A team at University College London has carried out the study and found that people who complain of boredom are more likely to die young.
The New Year comes every year and so does the Budget. The Diwali boom and the Shraadh slump happen annually.