Senior Health Coverage: Health Insurance Plans in Hyderabad for Citizens Above 75 Years
Known as the City of Pearls, Hyderabad has emerged as a major IT hub and centre for medical tourism in India. The city boasts quality healthcare infrastructure, including corporate chains like Apollo and CARE and state-of-the-art multi-specialty clinics.
When looking for health insurance in Hyderabad, opt for comprehensive coverage, cashless claims, annual health checkups, and mental health protection. Reputable insurers like ACKO offer value-adds like unlimited telemedicine consultations, wellness discounts, etc., along with hospitalisation coverage.
Reasons to Buy Health Insurance in Hyderabad
Some top reasons to invest in health insurance plans in Hyderabad are:
- Cashless Facility at 14,300+ network hospitals
- Higher Sum Insured of ₹1 crore or more
- Domiciliary Treatment covers if treatment is taken at home
- Tax Benefits up to ₹25,000 under Section 80D
- Preventive Health Screenings for early diagnosis
- Lifelong Renewability without age-cap
Look for end-to-end coverage options like ACKO Platinum Health Plans that are tailored to your needs.
Health Insurance for Senior Citizens above 75 years
Advancing age brings along a host of age-related and lifestyle disorders like arthritis, hypertension, diabetes, etc. that necessitate taking insurance coverage. Key features of health insurance for senior citizens above 75 years should include the following.
- Cashless hospitalisation: For direct settlement of bills
- Lower waiting periods: Faster coverage for age-related illnesses
- Home healthcare: Covers nurse expenses for home-based care
- Critical illness cover: Extra protection for serious conditions
- Telemedicine services: For convenient doctor access
- Preventive health screens: For routine monitoring
- Tax savings: You can avail tax savings on your insurance premiums under
Insurers like ACKO offer senior-specific plans to offset elderly care costs.
Insurance Plans for Senior Citizens
Here are the health insurance plans offered by ACKO specially designed for senior citizens aged above 75 years:
- ACKO Standard Health Insurance Plan - This plan is a great option for senior citizens looking for affordability as well as high coverage sum. Based on your requirements, you could select sums insured ranging from INR 10 lakhs to INR 1 crore.
- ACKO Platinum Health Plan - You could go in for this plan if you want to get a high sum insured for your entire family. Selecting this plan can make sure that every medical need of your family gets covered. You can select an insured sum of INR 1 crore or higher based on the requirements of your family.
- ACKO Platinum Super Top-up Health Plan - The ACKO Platinum Super Top-up health plan comes with all the features of the Platinum Plan. All you have to do is select the right deductible amount for you while purchasing your insurance plan. Selecting the deductible marks the beginning of coverage of your super top - up plan.
These plans come with easy renewals, cashless claims, restoration benefits, and customised coverage options for elderly people over 75.
Benefits of Health Insurance
Adequate health cover shields from financial losses in case of medical exigencies that could otherwise drain retirement savings. This is especially important for seniors with multiple pre-existing ailments and a high likelihood of hospitalisation. Having a sufficient sum insured ensures the best treatment is available without worrying about expenses.
Even if premiums are higher for aged citizens, timely financial assistance in emergencies is invaluable. Hence, partnering with reliable insurers that offer senior-friendly plans and settle claims faster without delays is prudent.
Conclusion
Quality healthcare is readily accessible in Hyderabad today. However, the affordability of treatment for senior citizens depends on having adequate finances or insurance. For elderly people over 75, partnering with insurers like ACKO that offer customised coverage protects them from financial crises, allowing them to focus on recovery.
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