Prioritising Wellness: Health Insurance Plans in Chandigarh with Preventive Health Checkups
Chandigarh has one of the most advanced healthcare infrastructures in North India. Several multi-specialty hospitals equipped with cutting-edge technologies and experienced medical experts provide world-class treatment. However, the cost of quality healthcare can be exorbitantly high without adequate health insurance.
From regular doctor consultations to unforeseen hospitalisation, comprehensive insurance coverage is key to accessing the treatment you require for your medical well-being. In the section below, we’ll discuss the health insurance plans in Chandigarh.
Preventive Health Checkups in Chandigarh
Setting a high priority for wellness in life is key. Preventive health screenings play a significant role in safeguarding your well-being. The key is that potential health issues are detected early when they are easier to manage. A Full-body checkup assesses vital health parameters like blood pressure, blood sugar levels, cholesterol, and renal and liver function. Your service provider can also give you access to cancer marker tests and tests based on your age, medical history, and the associated risk factors.
You might be already aware that the timely detection of disorders like diabetes, heart conditions, and fatty liver disease enables better early treatment courses before matters escalate. It is important to have preventive health checkups included in your insurance plan. Having regular preventive checkups can allow you to keep track of your health in a proactive manner. You should check out the policies offered by insurers like ACKO that offer dedicated benefits related to routine health examinations, screening tests, and hospital covers. You must opt for health insurance in Chandigarh that provides at least annual preventive medical check-ups.
Who Requires Preventive Healthcare
Anyone above 30 years of age should undergo preventive health screening at least on an annual basis. With the rising trend of sedentary lifestyle, stress and unhealthy diets, the risk of lifestyle diseases like diabetes, hypertension, heart disease, and fatty liver has increased. Many of these illnesses do not initially show symptoms and are often diagnosed late. A full body checkup can be beneficial in detecting these issues early on in life. For example, ulcers that risk amputation are preventable through timely eye/foot screens. Similarly, early cancer screening can be beneficial for timely diagnosis and treatment. In short, thirty is the right time to begin looking at preventive healthcare. Your timely action can prove to be life-saving.
Factors to Consider
It is important to consider certain factors before you go in for your preventive health checkup. Factors to consider before selecting the right health insurance policy with preventive health checkups in Chandigarh are as follows:
- Higher Coverage: You should opt for a reasonably higher sum insured of at least INR 5 lakhs to ensure that sudden medical costs, such as advanced treatments, ICU charges, therapies, etc., can be covered without financial strain. Family floater plans allow coverage for dependents at affordable premiums.
- Wide Network: Look for insurers that have partnerships with top hospitals in Chandigarh and nearby cities like PGIMER, Ivy Hospital, and Fortis so that whenever needed, you and your loved ones can conveniently get cashless hospitalisation access.
- OPD Coverage: Choose health plans that offer suitable outpatient department benefits to cover routine but recurring expenses like doctor consultation charges, pharmacy bills, diagnostic tests, etc. This provides overall protection.
- Preventive Health Checks: You should opt for health plans that offer members at least annual preventive health check-ups at good diagnostic centres to detect potential health problems early. This facilitates timely treatment.
Conclusion
Preventive health checkups can help you detect potentially serious medical conditions that exacerbate later in life. Taking this approach ensures that you can start receiving the treatment timely before the issues get out of control. As we have seen in this article, an ounce of timely prevention can easily translate into a pound of cure for you and your loved ones. You could consider ACKO’s health guard insurance policy as your safety net.
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