How travel insurance can protect you from common travel disasters
Mumbai, Maharashtra, India: Zurich Kotak General Insurance, an insurer shares valuable insights on how travel insurance can protect from common travel disasters. Travelling can be unpredictable and unexpected events can turn your dream vacation into a nightmare. However, with the right travel insurance, you can mitigate the risks and ensure a seamless journey for your destination.
Common travel disasters
Here are some of the common travel disasters that may occur while travelling abroad and how travel insurance protects the traveller:
Travel disaster 1: Trip Cancellation
Trip cancellation can occur due to unexpected events like natural calamities, medical emergencies or travel restrictions. Here’s when travel insurance provides financial security against trip cancellations, reimbursing for the non-refundable expenses.
Travel disaster 2: Medical emergency
Medical emergency abroad can be very expensive and overwhelming for travellers. Travel insurance offers coverage for medical expenses, evacuation and repatriation of mortal remains, ensuring you receive quality care without any financial burdens.
Travel disaster 3: Flight delays
Flight delays can cause inconvenience while travelling abroad which may lead to additional expenses. Travel insurance provides cover for flight delays, and a fixed allowance.
Travel disaster 4: Loss of passport or other documents
Losing passport or other documents can be stressful while travelling abroad. Travel insurance offers coverage for the expenses incurred in obtaining duplicate travel documents in the event of its loss due to robbery, burglary, theft or natural disasters.
Travel disaster 5: Loss/delay of checked-in baggage
Loss/delay of checked-in baggage can disrupt your travel journey. Travel insurance compensates the value of the lost checked-in baggage of an insured person. Also, it offers fixed allowance in case of delay in the receipt of checked-in baggage.
Travel disaster 6: Personal liability
Personal liability while travelling can lead to financial complications. Here’s when travel insurance covers an insured person against legal liability arising on account of bodily injury or property damage to third party due to an accident whilst on the trip.
Travel disaster 7: Medical evacuation
Medical evacuation can occur anytime during travel journey abroad which can be expensive. Travel insurance covers the cost of emergency evacuation and transportation for treatment of any illness or injury.
The final note
Travel insurance is very important for protecting your journey while travelling abroad. With the right travel insurance travellers feel protected against these common travel disasters. So, don’t leave for your next destination without purchasing a travel insurance.
About Zurich Kotak General Insurance Company (India) Limited (Formerly known as Kotak Mahindra General Insurance Company Limited)
Zurich Kotak General Insurance Company (India) Limited is a 70:30 joint venture between Zurich Insurance Group and Kotak Mahindra Bank. The Company got its new name ‘’Zurich Kotak General Insurance Company (India) Limited’’ in the month of August 2024, following Zurich Insurance Group’s 70% acquisition in Kotak Mahindra General Insurance Company Limited. It is the youngest and one of the fastest growing non-life insurance franchises in India.
Kotak General Insurance was established in 2015 to service the growing non-life insurance segment in India. The company aims to cater to a wide range of customer segments & geographies offering an array of non-life insurance products like Motor, Health, Home etc. As a practice, the company seeks to provide a differentiated value proposition through customized products and services leveraging state of art technology and digital infrastructure.
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