Ulta pulta
Loan rangers
Jaspal Bhatti

When in the midst of a meeting, your cellphone suddenly rings and you hear a sweet voice saying, "Sir, this is Minakshi from ICICI bank", or "Geetika from HDFC bank" or "Bipasa from such and such bank. Sir, your name has been selected from our customers list to offer you a cash loan of Rs 1 lakh."

Earlier I would feel happy talking to any female voice, but experience has taught me that when these private companies get down to business they send you their men with frightening moustaches with an equally formidable background of finance. They will convince you to take loans for things you never dreamt of acquiring. You will be charmed into thinking that these loans are non-returnable.

If somehow you are unable to pay back the loans, these fairies are replaced by ruffians from their recovery department, "Hey bidu, paisa wapas karta hai ki teri.`85"

It’s good that the RBI has taken notice of it and is thinking of banning the recovery agents. These banks need to come up with some civilised novel ideas to recover their bad loans. They could send bhands, jokers, boring poets, unmelodious beggars who could equally harass the defaulters.

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