Fortunately, his middle-class morality
combined with the fact that his interaction was confined to timid boys
with limited resources made his cheating escapades less dangerous. Had
he been in a different milieu, there would have been no stopping his
agile mind from planning more dangerous frauds. In spite of his foray
into small-time crime, parental expectations still mattered to him.
The question:"What would people say?" weighed heavily on his
mind, especially when he thought of his honest-to-a-fault father who
in his 40 years of service as a high school teacher had never accepted
a gift from his students or their parents.
There were times Ravi
felt like severing the bond with his family. He was convinced that if
there was anything which stopped him from making it big, it was the
curse of being born in that household. He made many plans of running
away, setting up a hush-hush enterprise with willing friends but he
chickened out. He could not bring himself to letting his parents down.
Which is why he fell in line by completing his graduation, doing his
Masters, picking up a "decent" job in a blue chip company
and marrying Kavita, a girl of his parents' choice. The directive
"no gifts or shagun please, just blessings and good
wishes" printed on the wedding card really hurt him.
Like his friends, he too
wished to have a car and go for his honeymoon to Maldives. This could
have been possible had his father agreed to the willingly-offered
dowry. The shagun would have taken care of a world-class
holiday. His father's noble intentions ensured he continued with his
second-hand motor bike and a honeymoon to Shimla, which he had visited
many times before. His father's last words rang in his ears: "
Work your way up and save enough for the holiday of your dreams and
discover true happiness".
How was he to tell his
father that a bit of cheating was acceptable. No amount of hard work,
achieving impossible targets and earning handsome increments at the
company was going to get him the kind of money he craved for. Ravi's
restless mind kept wandering. The side income from his list of regular
'clients' continued, except that the activities were now definitely
criminal in nature. He had wangled his way into the purchase and
sourcing department of his firm. This gave him ample opportunity to
make false bills and earn commissions from various suppliers. It was
the bonus he received from a relatively bigger plan which helped him
to buy his first car, a brand new Esteem. He had helped a friend of
his crony set up a chit fund in a multi-location capacity. With a
six-month gestation period, the project finally took off when the
client collected enough in his kitty and made good his escape to
Canada, leaving behind Ravi's share as promised.
Ravi thought that if,
thanks to his planning, others could rake in money, why could he not
do the same? He had to break free because his present life had chained
him to a lifetime of conformity. Enough of being the softie in the
background, scared to take risks, he had to do something more
challenging. He made up his mind to get into action mode. Till a
bigger plan materialised in his mind, he thought of testing waters
with a smaller, safer one.
He applied for a loan
with a car company to buy a new deluxe model of a Ford Ikon. Using the
credentials of his existing company, he got the loan easily. The car
was delivered and Ravi had paid one month's loan instalment after
which he put in his resignation papers. He chose a time when the
company management was extremely busy with an upcoming AGM. His
resignation was accepted without verification of his pending dues.
Following this, he shifted residence. All traces of authenticity were
removed, making it difficult for the car finance company to track him
down. Emboldened with this coup, he rejoiced in his good luck.
What he did not gamble
for was the bouncers most finance companies hire quietly. They have an
uncanny ability of tracking a debtor from his grave. If you default on
your payments to the company via their intervention, be prepared that
they will carry out every threat of theirs, be it of breaking your
bones or neck.
The day two toughies
landed up at his house and holed him up for the entire day is when
Kavita got an inkling of what had been happening. She made it clear
that she was not going to be a party to this devious way of living.
The more information that she unearthed, the worse she felt. How had
she been so oblivious to their rising affluence and lavish lifestyle?
Why had she not demanded more details of his "side
business"? She came from an affluent family, yet she valued what
she had. To know that her husband was a small-time fraud with big-time
aspirations made her cozy world come crashing down.
Ravi tried reassuring
her. He told her that he had complied and paid up to the money
retrievers. Why was she then insisting that he "turn over a new
leaf"? His need for more had not translated in his harassing his
father-in-law for money, which he could easily have done. He had heard
enough moralistic lectures to last him a lifetime. His father was dead
and for the first time, he felt unfettered. He couldn't afford to have
it all spoilt by a wife who did not understand his dreams.
She told him that she
could not bring herself to live with the knowledge that what she was
eating, wearing, sleeping in came from an earning which was suspect.
He could take his time and do a serious re-think. An honest way of
life with her by his side or a quicksand world of crime with a
perceived sense of false glamour. The choice would be his.
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